Why Colyer Law Firm?
Three reasons.
Same three every time.
Less fee, more experience, more roots. That's the firm in one sentence - and the rest of this page is the receipts.
Why Colyer Law Firm?
Three reasons.
Same three every time.

Pillar 1
Our fee starts at 25%. Never 40%.
Most personal injury firms charge a third of your settlement. Some charge 40%, even 45%. We start at 25% - and we don't pad it with fees you'll see at closing. More of the recovery stays with the person who got hurt. That's the whole idea.
Break down our fee
Pillar 2
We used to defend insurance companies. Now we beat them.
Tony spent years on the other side of the aisle - defending the carriers that now low-ball your claim. We know the playbook because we helped write it. That's the edge.
See the experience
Pillar 3
Louisville roots. Louisville results.
The firm's built here. Tony grew up here. Summer's family runs deep here. When you work with us, you're hiring the neighborhood. Colyer Cares is how we give back.
Meet Colyer Cares
01 · The "We Got Your Back, Not Your Wallet" guarantee
Eight thousand to fifteen thousand dollars.
That's the fee gap on a typical case.
Most personal injury firms in Louisville charge a third of your settlement. Some charge 40%. We start at 25%. Here's a real $200,000 case - policy limits, all we could get - that we resolved in a few months without filing a lawsuit.
- $30,000 more for you
Colyer Law Firm
25%
$50,000 fee
$150,000 stays with you
Resolved without filing a lawsuit, our fee is capped at 25%. That's the “We've got your back, not your wallet” guarantee.
Industry standard
33%
$66,000 fee
$134,000 stays with you
The default contingency at most Louisville plaintiff's firms - the line you'll see on most fee agreements.
Some big firms
40%
$80,000 fee
$120,000 stays with you
$80,000 off the top - almost half. We don't like taking that much of someone's recovery.
$8,000 to $15,000 stays with you.
Just from picking the right firm.
We don't take cases we can't move. We don't pad costs. And our fee agreement is one page, not seven - because there's nothing buried in it.
02 · The other side
We used to defend the carriers.
Now we use the playbook against them.
Tony spent years on the insurance-defense side. Hundreds of files, every playbook move, every quiet trick adjusters use to shave value off a claim. Here's what that means in practice.
- Their tacticDelay, deny, lowball.
- Our counterThe carrier slow-walks the file, denies coverage on a technicality, and then anchors with a number that's a fraction of fair value. We file fast, paper the record, and treat the first offer like a starting bid - not a finish line.
- Their tacticMedical-record nitpicking.
- Our counterAdjusters dig back ten years to argue your back pain was "pre-existing." We get ahead of it - order the right records, let your treating doctor draw the line, and tie the injury directly to the wreck before they get to write the story.
- Their tacticSurveillance.
- Our counterOn bigger cases, carriers will hire investigators to film you carrying groceries or walking the dog. We tell every client up front: live like you're being watched, because on a serious claim you might be - and we make sure your treatment record matches your day-to-day.
- Their tacticRecorded-statement traps.
- Our counterThe "quick recorded statement" the adjuster asks for in week one is a deposition with no lawyer in the room. We don't let clients give one until we've prepped - and most of the time we don't let them give one at all.
- Their tacticReserve anchoring.
- Our counterReserves get set early and they're hard to move - adjusters fight to keep the file inside that number. We push case value with documentation, treatment trajectory, and credible litigation pressure, so the reserve has to come up before settlement is real.
03 · Local roots
Hire the neighborhood,
not a stranger.
Personal injury work is local work. The adjuster you're negotiating with today is the same one we'll talk to next month on a different file. The relationships are real, and they move cases.
Tony grew up here.
Fern Creek, KY. A union household, a schoolteacher mom, the kind of neighborhood where you knew the name of the guy who fixed your car. That's not branding - it's geography. It's also why the local-firm pitch still means something here. We aren't a 1-800 number you call from a hospital bed. We're the office down the street.
Relationships compound.
Years of Louisville practice mean we know the carriers, the defense attorneys on the other side, and the adjusters by name. That's not a cocktail-party flex - that's leverage. Reputations get built one file at a time, and ours is built on doing the work and not playing games.
Colyer Cares.
The firm gives back, on purpose, in this city. Not as a marketing line - as a habit. Here's what that looks like in any given year:
- Youth sports Sponsoring local youth leagues in Fern Creek and Jeffersontown - uniforms, field signage, end-of-season pizza.
- Community programs Standing with neighborhood causes in Shively and Middletown - like Shively Area Ministries and its annual “Night Out For Our Neighbors” - close to both of our Louisville offices.
- Fish fry Showing up to volunteer at parish fish fries through Lent - frying, plating, dishwashing.
- Union halls Backing the local Teamsters, IBEW, and trades halls - present at events, not just present in ads.
- 5K + charity Sponsoring an annual 5K with proceeds to a Louisville-area family in crisis.
- Schools Quiet support for school supply drives and back-to-school events on the southeast side.
From every corner of this city
We didn't move here for the market.
We're from here.
Germantown to Shively, the West End to Fern Creek, downtown to Middletown - three generations of this family have lived, worked, and grown up across Louisville. The out-of-town firms parachute in. We never left. Tap a star.
Roots & history Our offices today
Ready when you are
Free case review.
No fee unless we win.
Call, text, or send a note. You'll usually get a response from our team quickly.